PERSONAL LOANSVersión en línea PERSONAL LOANS por Inma de la Torre Valero 1 True 2 False The law doesn’t require contracting an insurance with a loan. To contract a loan you must consider the time period, the interests rates and the fees. The client should not borrow more than 30% of their incomes. The interest rate that we must know in order to contract financial product is the APR. To request a personal loan always we need a guarantor. Buying with the credit card is the same as buying with the debit card. Banks have the obligation to renegotiate loans always. In case of not paying the debt there are no consequences. To contract a loan we must analyze only the AER.
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