Life Insurance Essentials

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Test key life insurance concepts.

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Dattatray Gawade

India

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Froggy Jumps Life Insurance EssentialsVersión en línea Test key life insurance concepts. por Dattatray Gawade 1 What is term life insurance primarily designed to provide? a Death benefit for a set period b Guaranteed dividends c Cash value growth over time 2 Which policy type builds cash value over time? a Whole life insurance b Term life insurance c Group life insurance 3 What does a death benefit represent? a Policy premium due date b Payment to beneficiaries after death c Interest credited by insurer 4 What is a common feature of universal life insurance? a Flexible premiums and death benefit b No cash value component c Fixed premiums only 5 Which term describes money kept by the policy for a fee? a Cash value b Beneficiary designation c Adjusted premium 6 What is typically needed to buy life insurance? a Underwriting/medical exam b Cash-only payment c Voting during claims 7 What happens if you lapse a life policy? a Premiums forever decrease b Coverage ends c Cash value doubles 8 Riders in life insurance are: a Optional add-ons for extra coverage b Mandatory features only c Investment advice services 9 Which is NOT a primary purpose of life insurance? a Replace income b Pay debts after death c Provide pensions for retirees 10 Which factor often influences premiums the most? a Age and health b Favorite color c Marital status

Froggy Jumps

Life Insurance EssentialsVersión en línea

Test key life insurance concepts.

por Dattatray Gawade

What is term life insurance primarily designed to provide?

Death benefit for a set period

Guaranteed dividends

Cash value growth over time

Which policy type builds cash value over time?

Whole life insurance

Term life insurance

Group life insurance

What does a death benefit represent?

Policy premium due date

Payment to beneficiaries after death

Interest credited by insurer

What is a common feature of universal life insurance?

Flexible premiums and death benefit

No cash value component

Fixed premiums only

Which term describes money kept by the policy for a fee?

Cash value

Beneficiary designation

Adjusted premium

What is typically needed to buy life insurance?

Underwriting/medical exam

Cash-only payment

Voting during claims

What happens if you lapse a life policy?

Premiums forever decrease

Coverage ends

Cash value doubles

Riders in life insurance are:

Optional add-ons for extra coverage

Mandatory features only

Investment advice services

Which is NOT a primary purpose of life insurance?

Replace income

Pay debts after death

Provide pensions for retirees

Which factor often influences premiums the most?

Age and health

Favorite color

Marital status

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Life Insurance Essentials

Froggy Jumps

Sobre esta actividad

Creada por

Descarga la versión para jugar en papel

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Froggy Jumps

Life Insurance EssentialsVersión en línea

por Dattatray Gawade

What is term life insurance primarily designed to provide?

Which policy type builds cash value over time?

What does a death benefit represent?

What is a common feature of universal life insurance?

Which term describes money kept by the policy for a fee?

What is typically needed to buy life insurance?

What happens if you lapse a life policy?

Riders in life insurance are:

Which is NOT a primary purpose of life insurance?

Which factor often influences premiums the most?

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