FDCPA Knowledge Check

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Test your basic FDCPA knowledge.

Creada por

Erika Damaso

México

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Froggy Jumps FDCPA Knowledge CheckVersión en línea Test your basic FDCPA knowledge. por Erika Damaso 1 What does FDCPA stand for? a Fair Debt Consumer Protection Act b Federal Debt Collection Practices Act c Fair Debt Collection Practices Act 2 What is the FDCPA's purpose? a Regulate credit reporting agencies b Help collectors negotiate higher payments c Protect consumers from unfair, deceptive, or abusive practices 3 When may collectors call a consumer? a 8 a.m. to 9 p.m. local time b 9 a.m. to 5 p.m. c 6 a.m. to 10 p.m. 4 Can collectors speak with a consumer’s attorney? a Yes, but only with spousal´s permission b Yes, if the attorney represents the consumer regarding the debt c No, never 5 Which are the six acceptable means of communication? a Phone, email, text, voicemail, letter, electronic messaging platforms b Phone, fax, email, text, letter, social media posts c Phone, email, text, voicemail, post cards, in-person 6 Which statement about FDCPA calls is true? a Calls should occur within 8:00 a.m.–9:00 p.m. local time b Calls only during business hours nationwide c Calls anytime if the consumer answers 7 Which option is NOT an acceptable means listed? a Face-to-face meetings b Email c Phone 8 Which term best describes FDCPA’s main focus? a Credit reporting accuracy b Mortgage interest rates c Debt collection practices

Froggy Jumps

FDCPA Knowledge CheckVersión en línea

Test your basic FDCPA knowledge.

por Erika Damaso

What does FDCPA stand for?

Fair Debt Consumer Protection Act

Federal Debt Collection Practices Act

Fair Debt Collection Practices Act

What is the FDCPA's purpose?

Regulate credit reporting agencies

Help collectors negotiate higher payments

Protect consumers from unfair, deceptive, or abusive practices

When may collectors call a consumer?

8 a.m. to 9 p.m. local time

9 a.m. to 5 p.m.

6 a.m. to 10 p.m.

Can collectors speak with a consumer’s attorney?

Yes, but only with spousal´s permission

Yes, if the attorney represents the consumer regarding the debt

No, never

Which are the six acceptable means of communication?

Phone, email, text, voicemail, letter, electronic messaging platforms

Phone, fax, email, text, letter, social media posts

Phone, email, text, voicemail, post cards, in-person

Which statement about FDCPA calls is true?

Calls should occur within 8:00 a.m.–9:00 p.m. local time

Calls only during business hours nationwide

Calls anytime if the consumer answers

Which option is NOT an acceptable means listed?

Face-to-face meetings

Phone

Which term best describes FDCPA’s main focus?

Credit reporting accuracy

Mortgage interest rates

Debt collection practices

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FDCPA Knowledge Check

Froggy Jumps

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Creada por

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FDCPA Knowledge CheckVersión en línea

por Erika Damaso

What does FDCPA stand for?

What is the FDCPA's purpose?

When may collectors call a consumer?

Can collectors speak with a consumer’s attorney?

Which are the six acceptable means of communication?

Which statement about FDCPA calls is true?

Which option is NOT an acceptable means listed?

Which term best describes FDCPA’s main focus?

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