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Cyber Crimes (texts)

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Cyber Crimes (texts)

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Cyber Crimes (texts)
 

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Cyber Crimes (texts)Versión en línea

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por Jessica Rivas Murillo
1

When scammers target individuals , their goal is to get your personal information like date of birth , passport or ID numbers , bank details , and passwords so they can steal your identity or access your bank account . Their actions can affect your .
You should also beware of emails , phone calls or messages asking for personal details ? this is a type of social engineering called phishing . Those that claim to be from a bank may ask you to take urgent action , while others may be from an organization that wants to refund you some money or give you a prize , but either could send you to a fake website . Remember , if it sounds too good to be true ? it probably is .
There are also more personal types of phishing , where you receive a message from someone who claims to be closely related to you , asking you to send money or reveal personal information . A variation of this is called catfishing , a scam designed to someone ? s trust and exploit them romantically or financially .

2

Organizational victims of cybercrime could include large institutions like a bank or major companies , service providers like schools , hospitals or charities , or even small businesses and start - ups .
Hackers may gain access to a company ? s database and threaten to steal , delete or data until a is paid . The goal is to money and may also involve the use of botnets to crash a popular website at an inconvenient time , for example when tickets for a popular sports or music event go on sale . This results in a denial of service message to ordinary users and loss of income or reputation for the business or organization .
Alternatively , hackers may install spyware on individual or organizational devices in order to steal confidential commercial information about the company or personal information about its customers . Money may be demanded , or the data may simply be stolen . The individual or company may be unaware that this data breach has occurred .

3

With so many people engaging in online shopping , marketplace cybercrime has become a special category of , affecting buyers , sellers and websites .
Buyers may order and pay for something online only to discover that the goods they receive are fake or not as advertised . Even worse , they may not receive any items at all , while the dishonest seller has pocketed the purchase price . Meanwhile , sellers may run into difficulty receiving payments from buyers , who may pay using checks or cryptocurrency exchanges , or who may be using credit card or bank account information stolen from an innocent victim .
Even the websites that host these transactions may suffer reputational damage if they don ? t introduce safeguards or are not honest about third - party payment procedures . They are also likely to become involved in time - consuming and procedures in response to complaints .

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