Presentación: Level 7. Money Master Pyramid Guide (wealth and money - financial literacy - investing - personal finance - economics - money vocabulary

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Level 7. Money Master Pyramid GuideVersión en línea Complete the activity to understand the relationship between risk and reward on the Money Master Pyramid! por WM 1 The Money Master Pyramid: Understanding Risk & Reward 2 Every Investment Has Risk There's NO such thing as a risk-free investment. When you invest your money, time, or energy, you're accepting some level of uncertainty in exchange for potential growth. The goal is to understand and manage those risks. Stability generally increases when risk decreases Reward generally increases with risk *Higher risk does NOT guarantee higher returns 3 Level 1. Self Investment Self-Investment: Valuable skills Education Certifications Knowledge Risk: Your investment of time and money doesn't always produce the outcome you expected Reward: Increased opportunity and earning potential 4 Level 2. Cash & Fixed Income Stability Layer: HYSA Liquid Cash Bonds Savings Account Risk: Inflation Risk Interest Rate Risk Reward: Stability Predictable income (low) Preservation of your money 5 Level 3. Stock Market Growth through company ownership: Individual Stocks ETFs Index Funds Mutual Funds Retirement Accounts Risk: Market Risk Volatility Concentration Risk Reward: Greater long-term growth potential than many lower-risk investments Potential passive income through dividends 6 Level 4. Real Estate Growth through property ownership: Rental Properties REITs House Flipping Land Risk: Liquidity Risk Interest Rate Risk Vacancy Risk Depreciation Risk Repairs & Maintenance Reward: Rental Income Appreciation Equity 7 Level 5. Business & Speculative Investments Road to Riches: Business Startups Cryptocurrency Penny Stocks Collectibles Risk: Business Risk Concentration Risk Market Risk Liquidity Risk Volatility Reward: Potential for extraordinary growth and financial freedom 8 Managing Risks You control more than you think. You can learn to manage risks by asking yourself the following questions: Risk Tolerance - Which investments will help me reach my goals without keeping me up at night? Time Horizon - How long will I invest? Diversification - How will I spread my money among investments? Liquidity - How much money do I need to have readily available? 9 No Perfect Portfolio The right investment depends on you. There isn't a one-size-fits-all portfolio. The portfolio you choose to build should align with your goals, age, time horizon, risk tolerance, and financial situation. *Don't blindly copy someone else's strategy and expect the same results. What works for them may not work for you

Level 7. Money Master Pyramid GuideVersión en línea

Complete the activity to understand the relationship between risk and reward on the Money Master Pyramid!

por WM

The Money Master Pyramid: Understanding Risk & Reward

Every Investment Has Risk

There's NO such thing as a risk-free investment. When you invest your money, time, or energy, you're accepting some level of uncertainty in exchange for potential growth. The goal is to understand and manage those risks.

Stability generally increases when risk decreases

Reward generally increases with risk

***Higher risk does NOT guarantee higher returns

Level 1. Self Investment

Self-Investment:

Valuable skills
Education
Certifications
Knowledge

Risk:

Your investment of time and money doesn't always produce the outcome you expected

Reward:

Increased opportunity and earning potential

Level 2. Cash & Fixed Income

Stability Layer:

HYSA
Liquid Cash
Bonds
Savings Account

Risk:

Inflation Risk
Interest Rate Risk

Reward:

Stability
Predictable income (low)
Preservation of your money

Level 3. Stock Market

Growth through company ownership:

Individual Stocks
ETFs
Index Funds
Mutual Funds
Retirement Accounts

Risk:

Market Risk
Volatility
Concentration Risk

Reward:

Greater long-term growth potential than many lower-risk investments
Potential passive income through dividends

Level 4. Real Estate

Growth through property ownership:

Rental Properties
REITs
House Flipping
Land

Risk:

Liquidity Risk
Interest Rate Risk
Vacancy Risk
Depreciation Risk
Repairs & Maintenance

Reward:

Rental Income
Appreciation
Equity

Level 5. Business & Speculative Investments

Road to Riches:

Business Startups
Cryptocurrency
Penny Stocks
Collectibles

Risk:

Business Risk
Concentration Risk
Market Risk
Liquidity Risk
Volatility

Reward:

Potential for extraordinary growth and financial freedom

Managing Risks

You control more than you think. You can learn to manage risks by asking yourself the following questions:

Risk Tolerance - Which investments will help me reach my goals without keeping me up at night?
Time Horizon - How long will I invest?
Diversification - How will I spread my money among investments?
Liquidity - How much money do I need to have readily available?

No Perfect Portfolio

The right investment depends on you. There isn't a one-size-fits-all portfolio. The portfolio you choose to build should align with your goals, age, time horizon, risk tolerance, and financial situation.

***Don't blindly copy someone else's strategy and expect the same results. What works for them may not work for you

Puedes integrar el juego en un LMS compatible con LTI 1.1 o LTI 1.3 como Canvas, Moodle, o Blackboard. De esta manera podrás guardar las puntuaciones automáticamente en el libro de calificaciones de esa plataforma.

Level 7. Money Master Pyramid Guide

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Level 7. Money Master Pyramid GuideVersión en línea

por WM

The Money Master Pyramid: Understanding Risk & Reward

Every Investment Has Risk

Level 1. Self Investment

Level 2. Cash & Fixed Income

Level 3. Stock Market

Level 4. Real Estate

Level 5. Business & Speculative Investments

Managing Risks

No Perfect Portfolio

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