Money Matters Mini Assessment

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Test your financial literacy basics.

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Money Matters Mini Assessment


Money Matters Mini AssessmentVersión en línea Test your financial literacy basics. por E 1 What is money? Choose one or more answers a Money is widely accepted as payment for goods and services b Money exists in both physical forms (coins and notes) and digital forms (bank deposits and digital currencies). c It acts as a medium of exchange (like cash for groceries), a store of value (so you can save it), d All of the above 2 What is a savings account for? a An account for daily spending only b A type of account designed for funds saved, not day-to-day transactions c A loan that earns interest d An account to borrow money from friends 3 What is credit? a Credit is only for buying groceries b Credit is free money you never repay c Credit and debit are the same d Credit is money borrowed that you must pay back with interest 4 Needs : What best describes what is a Need? a Needs are essentials (rent, food); wants are optional b Needs and wants are the same c Wants must always be prioritized first d Wants are essential for survival 5 Scams: What is the safest option for buying gift cards? a Gift cards can be shared with anyone b Sending gift cards is required for online purchases c Never buy or send gift cards to someone you do not know and trust d Gift cards are always secure for strangers 6 Which best describes a checking vs savings account? a Checking accounts are for day-to-day transactions; savings are for saving b Checking accounts earn more interest c Savings accounts require a loan d Savings are for daily purchases only 7 What is a digital payment app? a A social media platform b A game app on your phone c A type of loan service d An app that connects to your bank and allows sending money and payments 8 When planning for bills: What will help you to succeed? a Pay bills randomly b Only track expenses once a year c Ignore bill due dates d Know your income, spending, and due dates 9 What is the main purpose of a budget? a To invest in stocks only b To plan spending and savings c To track loan interest d To earn more money 10 Which is a financial goal? a Maxing out credit cards b Ignoring bills c Saving for emergencies d Buying everything now 11 What is a key aspect of financial stability? a Racking up debt b Only using credit c Ignoring statements d Paying bills on time 12 What should you do before making a big purchase? a Ignore prices b Use the most convenient option only c Buy first, ask later d Compare needs and wants 13 Which is an example of a banking account? a Checking account b Cash on hand c Prepaid card d Gift card 14 What helps protect information on digital money apps? a Strong passwords and two-factor authentication b Sharing passwords c Public Wi-Fi only d Saving login in notes 15 Needs, Wants, & Obligations: What is want and obligations ? a Wants are things you can survive without b Obligations are things you must pay because you owe them money c Things you must have to live d Answer is A & B 16 What is Debit Card, Credit Card & Gift Card a Debit Card- a payment card that deduct money directly from your bank account b Credit Card- a card issued by a financial institution; it enables the cardholder to borrow funds from the bank. Cardholders agree to pay the money back with interest c Gift card is a prepaid debit card that contains a specific amount of money available for use for a variety of purchases d All of the Above

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Money Matters Mini Assessment

Test

Sobre esta actividad

Creada por

Descarga la versión para jugar en papel

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Money Matters Mini AssessmentVersión en línea

por E

What is money?

Choose one or more answers

What is a savings account for?

What is credit?

Needs : What best describes what is a Need?

Scams: What is the safest option for buying gift cards?

Which best describes a checking vs savings account?

What is a digital payment app?

When planning for bills: What will help you to succeed?

What is the main purpose of a budget?

Which is a financial goal?

What is a key aspect of financial stability?

What should you do before making a big purchase?

Which is an example of a banking account?

What helps protect information on digital money apps?

Needs, Wants, & Obligations: What is want and obligations ?

What is Debit Card, Credit Card & Gift Card