Chapter 4- Business Services MCQs

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Chapter 4- Business Services MCQs


Chapter 4- Business Services MCQsVersión en línea By Ayrah Hussain 11H por Ayrah Hussain 1 What is the full form of ATM? a Automated Transaction Machine b Automatic Teller Machine c Automated Teller Machine d None 2 What is the most important principle of insurance? a Insurable Interest b Utmost Good Faith c Indemnity d Subrogation 3 How many main types of Insurances are there? a 2 b 3 c 4 d Cannot say 4 "Insurance Company undertakes to pay a specified sum when the insured attains a particular age or on his death" Which type of life insurance is this? a Annuity Policy b Whole life Policy c Children’s Endowment Policy d Endowment Life Assurance Policy 5 What is "E-Banking"? a Debit card transactions b Internet based banking transactions c ATM only d All of the above 6 Which of the following is DEMERIT of RTGS? a Charges may apply b Element of Risk c Minimum amount is 2 lakh rupees d Requires bank visit 7 Which machine is found in various commercial stores through which payments can be made by credit/debit cards directly? a Point of Purchase b ATM c UPI d IMPS 8 Which of the following apply to NEFT? a No limit on amount b Available 24/7 c Not instant-Processed in batches d All of the above 9 The principle of utmost good faith is applicable to- a Only life insurance b Only general insurance c Only marine insurance d General and Life insurance 10 A fire insurance policy is generally valid for- a 3 months b 2 years c 1 month d 1 year 11 Principle of Indemnity does not apply to a Life Insurance b Marine Insurance c Fire Insurance d Health Insurance 12 The nominee in a life insurance policy is the- a Person who sells the policy b Person who pays the premium c Person who receives claim amount after insured's death d The insured-under whose name the policy has been taken 13 Which principle ensures the insured is in teh same position as before the loss? a Indemnity b Subrogation c Proximate Cause d Utmost good faith 14 In fire insurance, loss must be caused due to- a Any type of damage b Accidental and unforseen events c ONLY Electrical faults d Negligence of insured 15 Raghav had an insurance policy for a car valid till 31st december 2024. He had gone for a New Year's party that night around 11:30 pm. Later that night, on his way back he got into a horrible car accident, that caused very bad injuries and a lot of damage to his car, this happened around 12:45 am. Can he make a claim for insurance? a Yes b No

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Chapter 4- Business Services MCQs

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Chapter 4- Business Services MCQsVersión en línea

por Ayrah Hussain

What is the full form of ATM?

What is the most important principle of insurance?

How many main types of Insurances are there?

"Insurance Company undertakes to pay a specified sum when the insured attains a particular age or on his death" Which type of life insurance is this?

What is "E-Banking"?

Which of the following is DEMERIT of RTGS?

Which machine is found in various commercial stores through which payments can be made by credit/debit cards directly?

Which of the following apply to NEFT?

The principle of utmost good faith is applicable to-

A fire insurance policy is generally valid for-

Principle of Indemnity does not apply to

The nominee in a life insurance policy is the-

Which principle ensures the insured is in teh same position as before the loss?

In fire insurance, loss must be caused due to-