Insurance Vocabulary Challenge #2

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Jugadas 1 %Acierto 100 Tiempo medio 15:16

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Review of vital insurance industry terms

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Dawn

Estados Unidos

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Insurance Vocabulary Challenge #2Versión en línea Review of vital insurance industry terms por Dawn 1 The time period that an insurance company reserves the right to investigate a claim and deny payout due to insurance fraud. Hints 1 During underwriting and the first two years after approval 2 This can potentially delay benefits even when the insurer chooses to pay. 2 This is similar to a savings account because it earns interest. Hints 1 Deposits and withdrawals can be made at any time. 2 The policy holder can pay from the DAF too. 3 This is when we send a billing statement to the customer and they make payment arrangements through mail, online, or call it in. Hints 1 Also called a POD 4 A refund of the part of the premium paid at the beginning of the year that still remains after the company has set aside the necessary reserve and made deductions for claims and expenses. Hints 1 Policy holder gets to reap the benefits of the company's profit. 2 AIL does not pay out dividends but you can buy stock in the company. 5 A statement or proof of your health, finances, or job. Hints 1 This helps the insurers decide if you are an acceptable risk for life insurance. 2 Necessary for underwriting. 6 The owner may elect to have the net cash value of a policy applied as a net single premium to purchase paid-up term insurance. The insured maintains the same amount of coverage but usually for a shorter period of time than the original coverage. Hints 1 Shorter Period of Time 2 Abbreviated as ETI 3 Considered an Option 7 The amount that will be paid by the insurance company after the death of the insured. Hints 1 This will be paid minus any outstanding loans. 2 The first word is not "Cash". 8 The amount of time given to the policy owner to examine the insurance policy. Hints 1 If the insured is not satisfied they can return the policy to the company for a full refund. 9 The length of time after a premium is due and unpaid during which the policy, including all riders, remains in force. Hints 1 The length of time is 31 days. 2 In some states this is extended to 60 days. 10 The person whose life or health is covered on the policy. Hints 1 This is another word for "covered" under a policy. 2 This can be what you would call a person who is covered under a health or life policy.

Insurance Vocabulary Challenge #2Versión en línea

Review of vital insurance industry terms

por Dawn

The time period that an insurance company reserves the right to investigate a claim and deny payout due to insurance fraud.

Hints

During underwriting and the first two years after approval

This can potentially delay benefits even when the insurer chooses to pay.

This is similar to a savings account because it earns interest.

Hints

Deposits and withdrawals can be made at any time.

The policy holder can pay from the DAF too.

This is when we send a billing statement to the customer and they make payment arrangements through mail, online, or call it in.

Hints

Also called a POD

A refund of the part of the premium paid at the beginning of the year that still remains after the company has set aside the necessary reserve and made deductions for claims and expenses.

Hints

Policy holder gets to reap the benefits of the company's profit.

AIL does not pay out dividends but you can buy stock in the company.

A statement or proof of your health, finances, or job.

Hints

This helps the insurers decide if you are an acceptable risk for life insurance.

Necessary for underwriting.

The owner may elect to have the net cash value of a policy applied as a net single premium to purchase paid-up term insurance. The insured maintains the same amount of coverage but usually for a shorter period of time than the original coverage.

Hints

Shorter Period of Time

Abbreviated as ETI

Considered an Option

The amount that will be paid by the insurance company after the death of the insured.

Hints

This will be paid minus any outstanding loans.

The first word is not "Cash".

The amount of time given to the policy owner to examine the insurance policy.

Hints

If the insured is not satisfied they can return the policy to the company for a full refund.

The length of time after a premium is due and unpaid during which the policy, including all riders, remains in force.

Hints

The length of time is 31 days.

In some states this is extended to 60 days.

The person whose life or health is covered on the policy.

Hints

This is another word for "covered" under a policy.

This can be what you would call a person who is covered under a health or life policy.

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Insurance Vocabulary Challenge #2

Adivinanza

Sobre esta actividad

Creada por

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Insurance Vocabulary Challenge #2Versión en línea

por Dawn

The time period that an insurance company reserves the right to investigate a claim and deny payout due to insurance fraud.

Hints

This is similar to a savings account because it earns interest.

Hints

This is when we send a billing statement to the customer and they make payment arrangements through mail, online, or call it in.

Hints

A refund of the part of the premium paid at the beginning of the year that still remains after the company has set aside the necessary reserve and made deductions for claims and expenses.

Hints

A statement or proof of your health, finances, or job.

Hints

The owner may elect to have the net cash value of a policy applied as a net single premium to purchase paid-up term insurance. The insured maintains the same amount of coverage but usually for a shorter period of time than the original coverage.

Hints

The amount that will be paid by the insurance company after the death of the insured.

Hints

The amount of time given to the policy owner to examine the insurance policy.

Hints

The length of time after a premium is due and unpaid during which the policy, including all riders, remains in force.

Hints

The person whose life or health is covered on the policy.

Hints

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