Banks have the obligation to renegotiate loans always.
To contract a loan you must consider the time period, the interests rates and the fees.
The client should not borrow more than 30% of their incomes.
The law doesn’t require contracting an insurance with a loan.
The interest rate that we must know in order to contract financial product is the APR.
In case of not paying the debt there are no consequences.
Buying with the credit card is the same as buying with the debit card.
To request a personal loan always we need a guarantor.
To contract a loan we must analyze only the AER.
