What
job
will
you
have
when
you
retire
?
As
more
and
more
people
are
in
their
tenth
decade
,
the
state
can't
afford
to
continue
paying
them
a
pension
.
So
what
is
the
alternative
?
While
I
was
on
a
recent
visit
in
England
,
I
stopped
by
the
local
supermarket
and
was
struck
by
the
fact
that
the
checkout
positions
were
all
manned
not
by
students
or
young
school
leavers
,
but
rather
by
men
and
women
in
their
late
60s
and
70s
.
This
somewhat
me
,
so
I
questioned
my
checkout
operator
as
he
slowly
and
deliberately
scanned
the
items
in
my
shopping
cart
.
His
reply
was
brief
and
to
the
point
?
he
couldn't
survive
on
the
state
pension
,
he
needed
to
work
to
live
.
With
this
response
ringing
in
my
ears
,
it
came
as
no
surprise
to
later
read
an
article
that
suggested
that
such
encounters
are
likely
to
be
the
norm
rather
than
the
exception
in
the
future
.
For
some
people
,
of
course
,
this
represents
an
opportunity
and
a
challenge
?
a
chance
to
try
your
hand
at
a
hobby
to
supplement
a
pension
.
For
others
though
,
it
is
the
shattering
of
a
dream
,
that
life
of
leisure
and
travel
that
they
had
been
promised
in
recognition
of
their
45
years
of
office
,
shop
,
or
production
line
has
gone
up
in
smoke
.
So
,
why
are
things
changing
?
Well
,
there's
a
sizable
gap
between
the
amount
that
most
people
are
saving
towards
their
retirement
,
and
the
amount
that
they're
likely
to
need
,
which
keeps
increasing
every
day
.
One
estimate
puts
the
likely
shortfall
in
the
world's
largest
economies
at
a
staggering
$428
trillion
by
the
year
2050
.
The
cause
of
this
financial
headache
is
of
course
a
public
health
success
.
Statistically
speaking
,
you
are
likely
to
live
longer
than
your
parents
,
and
the
majority
of
children
born
now
are
likely
to
live
until
they
are
100
.
Fantastic
news
for
them
,
but
a
real
for
anyone
charged
with
the
responsibility
to
ensure
that
they
do
not
bankrupt
the
nation
.
Of
course
,
one
way
to
finance
retirement
is
to
save
during
your
working
years
.
Unfortunately
,
as
even
an
11th
grade
math
student
could
tell
you
,
if
you
work
for
45
years
and
then
retire
,
saving
sufficient
money
to
finance
the
next
35
years
would
be
beyond
the
capability
of
most
people
trying
to
find
money
for
a
house
,
children
,
and
all
the
other
needs
.
The
alternative
for
most
people
to
retire
at
60
,
or
even
70
is
simply
not
going
to
be
an
option
.
Don't
despair
yet
though
!
The
opportunities
,
seemingly
,
are
endless
and
ever
expanding
.
of
this
novel
mindset
is
Anthony
Mancinelli
,
a
barber
who
has
been
cutting
hair
for
95
years
;
and
a
YouTube
sensation
,
Karre
Mastanamma
,
a
great
-
grandmother
who
lived
107
years
and
used
to
teach
her
million
followers
how
to
cook
dishes
.
On
the
other
hand
,
some
companies
have
recruited
younger
staff
only
to
find
them
unreliable
,
and
have
turned
to
older
workers
who
prioritize
work
.
And
for
people
with
more
physically
demanding
jobs
,
continuing
work
could
be
more
of
a
challenge
.
But
this
might
not
always
be
the
case
,
as
technology
is
changing
?
some
of
the
more
manual
jobs
in
terms
of
hard
labor
are
being
undertaken
by
machines
.
Consequently
,
the
nature
of
work
itself
will
people
working
longer
.
Of
course
,
continuing
work
will
be
governed
to
a
significant
extent
by
your
health
.
How
we
judge
those
that
are
unable
to
work
will
perhaps
be
the
biggest
challenge
for
future
generations
.
Let's
check
your
understanding
!
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