Relacionar Columnas Credit Ratings ReviewVersión en línea Match the ALL CAPS term with the lower case explanation por Chris McCormick 1 CAPACITY 2 COLLATERAL 3 CREDIT BUREAUS 4 FICO 5 CHARACTER 6 CREDITOR tells creditors if you are able to pay them back; considers your ratio of debt and income used as security in case a borrower struggles to pay; assets or the item for which the loan is a financial institution that lends money or extends a line a of credit a data collection agency that gathers account information from creditors and shares input with consumer credit rating companies such as FICO a consumer credit rating company used by lenders to gauge a person's borrowing risk tells creditors if you are reliable to pay them back; your credit history and reputation