Relacionar Columnas Risk Chp. 12 pt. 4Versión en línea Risk Chp. 12 pt. 4 por Ryan Brown 1 Accidental death benefit rider 2 Guaranteed purchase option 3 Viatical Settlement 4 Waiver-of-premium provision 5 Life settlement 6 Cost-of-living rider 7 Accelerated death benefits 8 Blended Policies is the sale of a life insurance policy by a terminally ill insured to another party, typically to investors or investor groups who hope to profit by the insured's early death. allow part or all of the life insurance face amount to paid to a chronically or terminally ill policyholder before he or she dies, and the charge for the benefit is usually included into the premium. allows the policyholder to purchase one-year term insurance equal to the percentage change in the consumer price index with no evidence of insurability. gives policyholders the right to purchase additional amounts of life insurance at specified times in the future without evidence of insurability. a cash-value policy is combined with term insurance. is a financial transaction by which a policyholder who no longer needs or wants to keep a life insurance policy sells the policy to a third party for more than its cash value. increases the face amount of life insurance if death occurs as a result of an accident. under this provision, if the insured becomes totally disabled from bodily injury or disease before some stated age, all premiums coming due during the period of disability are waived.
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