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Variable expenses

Charitable giving

Fixed expenses

Spreadsheet software

Electronic records

Manual records

Budget

Variances

Soft-copy formats of your financial information stored on your computer

The act of donating money or time to a cause in which you believe.

A spending and saving plan based on expected income and expenses.

Costs that can go up and down each month

Computer program using numbers and formulas to compute amounts and easily change them as needed. e.g. Excel, Google Sheets.

Information recorded in hard-copy format using pen and paper.

The differences between planned amounts and actual amounts.

Costs that do not change each month