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CASH ADVANCE

ANNUAL FEE

LATE FEE

APR

INTRODUCTORY RATE (TEASER RATE)

PENALTY APR

the interest charged on the "balance" of a credit card; the finance charge for using a credit card

what you are charged if your payment is "past due"; (a punishment)

an increased interest rate for violating the terms of the credit card such as being past due or having a returned payment; (a punishment)

an APR that is offered for a limited time; usually 0%

a yearly membership fee for simply using the card

using a credit card to withdraw money from an ATM; charged a higher APR