VALUE
FACTOR
MISER
TEMPT
EARN
AVOID
FRUGAL
SUPPOSE
COMPLICATED
EXTRAVAGANT
FINANCIAL
JUDICIOUS
EXPENSES
RESPONSIBILITY
B
I
I
K
N
W
C
U
Q
K
M
I
J
I
U
A
E
D
D
Z
D
A
M
T
I
M
O
P
A
X
U
X
J
E
A
L
E
L
A
R
U
K
P
X
F
G
M
E
P
T
P
M
E
T
T
E
R
L
U
I
O
J
O
G
S
V
A
L
U
E
G
Z
A
E
E
G
N
Y
I
U
O
S
J
Z
B
A
E
S
A
R
C
F
W
I
U
O
Y
D
T
I
P
X
R
B
S
Y
U
E
I
A
E
Z
U
Q
H
I
I
D
E
L
M
R
O
R
A
S
L
V
O
O
L
A
I
C
N
A
N
I
F
E
P
Z
J
P
P
O
Z
P
F
E
X
I
U
Z
J
H
P
S
P
Y
T
O
M
I
B
M
A
E
H
O
Z
A
O
O
S
I
U
U
Z
N
O
D
O
E
C
E
Y
U
V
F
L
K
R
M
S
I
I
S
C
B
S
Z
T
G
O
S
E
O
D
K
E
O
I
F
O
I
O
Z
G
H
O
M
A
E
X
P
E
N
S
E
S
O
I
B
F
S
N
L
R
R
H
A
H
U
J
H
Z
P
A
E
K
I
E
X
T
R
A
V
A
G
A
N
T
L
A
G
U
R
F
L
O
Q
S
B
S
B
E
A
R
N
T
R
U
V
D
S
G
I
D
O
P
M
E
R
P
I
E
R
C
O
K
A
Z
D
B
T
U
A
K
T
U
E
G
E
Z
S
D
A
R
L
P
T
D
Y
