BACKRUPTCY
OVERVALUED
MITIGATE
BEHAVIOR
CONSEQUENCE
LIKELIHOOD
REVIEW
ENRON
PRICE
RISK
RATE
RATING
GAINS
O
B
X
X
X
B
Y
B
B
G
N
I
T
A
R
Y
E
D
R
I
E
X
O
W
A
I
A
I
F
O
A
D
G
E
F
J
Q
P
J
U
E
O
A
N
E
N
R
O
N
U
A
M
I
B
B
L
L
I
K
E
L
I
H
O
O
D
E
P
Z
M
U
A
O
S
V
X
O
P
R
S
V
U
C
I
H
V
G
Y
I
C
X
E
A
V
O
P
P
O
O
X
U
C
U
A
C
O
U
K
R
L
I
O
R
F
N
V
H
X
V
F
I
E
R
U
Q
R
V
E
I
P
S
X
E
I
Y
U
A
N
O
T
U
I
A
U
C
T
E
L
Y
R
I
A
S
E
S
S
N
A
H
D
E
P
Q
A
R
S
V
X
C
W
W
N
O
E
E
G
Q
Y
U
T
O
R
N
A
I
L
O
I
E
U
B
A
W
I
E
U
I
C
O
U
L
A
J
I
O
X
O
I
R
L
N
T
E
X
O
Y
V
U
A
I
D
X
W
O
R
I
C
I
U
I
B
R
J
E
E
T
V
W
E
S
S
H
E
A
N
L
I
M
J
I
Y
D
A
B
Y
A
K
O
R
D
E
M
Q
U
L
K
O
S
A
U
B
E
I
U
B
E
B
H
U
L
A
A
R
O
Z
K
O
A
Y
