BUDGET
INCOME
TAX
EXPENSE
CHECKING
CASHCRUNCH
DEDUCTION
SPENDING
OPPORTUNITYCOST
C
I
F
D
E
D
U
C
T
I
O
N
R
E
Q
I
O
K
H
P
N
C
D
W
P
G
U
E
I
T
F
I
P
U
O
A
U
T
A
U
L
A
I
C
N
F
X
U
P
T
U
S
A
A
F
S
E
M
O
C
N
I
I
I
O
G
C
U
I
X
K
G
H
P
C
N
I
P
A
B
R
M
N
U
G
A
O
V
M
C
U
E
U
S
K
O
T
X
T
I
I
I
E
I
R
P
R
G
A
N
L
E
U
B
E
I
H
C
I
U
V
C
H
U
D
N
J
D
N
E
E
L
R
F
A
X
X
D
S
G
N
F
T
I
I
I
S
L
E
U
T
I
A
J
U
I
I
C
A
O
T
K
N
N
S
B
Z
S
Y
Y
T
T
O
A
H
R
Y
O
E
C
J
G
L
E
F
A
A
E
H
H
O
H
C
B
P
I
T
E
A
O
I
V
F
O
G
E
S
F
O
W
X
F
K
U
Y
H
X
E
I
X
M
D
X
A
S
B
E
L
O
A
V
E
J
C
E
I
H
D
U
F
T
N
B
E
M
R
V
Y
O
B
J
U
A
A
U
B
P
O
W
F
P
F
A
T
X
M
L
C
E
O
U
H
A
O
I
I
P
W
I
A
H
O
I
F
N
I
O
L
U
