PERKEMBANGAN
WTO
ECOMMERCE
FINTECH
MOBILEBANKING
STARTUP
PRODUKSI
DISTRIBUSI
KONSUMSI
PRIMER
SEKUNDER
TERSIER
EARNING
SPENDING
SAVING
SHARING
KEJAHATAN
FINANSIAL
NETWORK
SOCIETY
K
E
J
A
H
A
T
A
N
B
I
U
E
F
C
N
E
T
W
O
R
K
N
I
S
Q
T
A
I
B
H
W
M
V
K
D
E
N
K
Q
U
I
R
N
T
Q
V
O
A
E
A
K
U
S
D
F
O
N
A
S
H
T
B
T
S
C
D
Q
I
Q
E
O
I
N
E
S
K
I
C
G
O
O
C
S
Y
L
S
N
S
K
F
P
L
T
R
E
M
M
T
T
U
A
G
I
U
I
S
E
P
E
R
K
E
M
B
A
N
G
A
N
N
A
B
N
Z
R
I
P
I
E
Q
R
I
L
D
T
V
A
H
D
C
S
R
R
G
R
W
T
O
E
E
I
N
E
O
I
T
I
E
I
A
C
M
U
R
C
N
K
S
I
S
N
B
E
O
M
I
E
U
P
H
G
I
V
I
F
I
G
O
R
J
E
Q
B
E
W
V
N
D
S
H
A
R
I
N
G
O
R
A
Q
I
E
G
K
O
N
S
U
M
S
I
S
B
O
B
