SPEND
SAVE
ENTREPRENEURSHIP
DEMAND
COSTS
CAPITAL
MONEY
INVESTMENT
STARTUP
BUSINESS
FRUGALITY
INNOVATION
BUDGETING
PROFITABILITY
VENTURE
COMPANY
E
H
I
D
N
F
R
U
G
A
L
I
T
Y
G
P
O
Q
S
I
I
B
L
S
U
D
P
I
E
T
I
I
S
T
A
R
T
U
P
B
T
O
I
N
U
H
S
A
C
T
O
L
D
D
H
Q
C
F
O
Q
S
I
P
V
F
O
B
T
O
G
E
A
X
M
B
R
V
N
E
L
Z
W
S
U
K
E
O
V
Y
G
U
A
E
V
N
P
C
I
A
T
S
T
I
I
K
E
L
L
N
E
D
O
I
O
A
M
S
I
I
N
N
A
A
A
T
S
M
M
O
H
M
C
A
N
N
E
N
T
I
Y
U
T
L
P
L
N
O
P
H
G
R
E
I
O
M
H
R
M
E
C
N
U
H
U
A
P
U
P
S
R
V
E
E
E
I
A
O
O
B
E
E
N
A
U
N
S
J
A
O
N
U
M
N
X
D
R
Y
C
Y
G
O
U
T
G
T
T
Q
K
J
G
T
P
R
O
F
I
T
A
B
I
L
I
T
Y
K
N
U
B
Z
V
I
E
D
E
M
A
N
D
O
S
E
Z
X
B
V
N
W
L
B
S
A
V
E
I
D
N
