Don't know how to invest money.
Can't say "no" to friends who try to sell me stuff.
Can't help overspending.
Don't know how to save money.
Can't resist discounts at malls.
Don't know how to make extra money.
Try to avoid .................................
Try babysitting ........
Browse for ..................
Track expenses and keep a piggy bank for .......................................
Set up a budget and try ...........
Say "no"...................