Past perfect tense
You’re working too hard.
I live in London.
I drove to Paris yesterday.
I’ll love you forever.
say
tell
I love speaking in English
I can't play the piano.
I’ve swum with sharks.
She said she loved speaking in English.
He said he couldn't play the piano.
She said she would love me forever.
It can't be used with object pronouns
He said he lived in London.
She told me I was working too hard.
He said he had driven to Paris the previous day.
verbal tense don't change when you translate it to reported speech
It can be used with object pronouns
She said she had swum with sharks.